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I have learned several important things via your post. I'd also like to say that there will be a situation where you will make application for a loan and do not need a cosigner such as a Fed Student Aid Loan. However, if you are getting a borrowing arrangement through a common financial institution then you need to be made ready to have a cosigner ready to help you. The lenders will base any decision using a few issues but the most important will be your credit worthiness. There are some creditors that will also look at your job history and determine based on this but in many instances it will depend on your score.

Currently it looks like BlogEngine is the preferred blogging platform out there right now. (from what I've read) Is that what you're using on your blog?

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