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Thanks for your thoughts. One thing I have noticed is that banks plus financial institutions have in mind the spending behaviors of consumers while also understand that the majority of people max away their own credit cards around the trips. They properly take advantage of this particular fact and begin flooding a person's inbox along with snail-mail box having hundreds of 0 APR credit cards offers immediately after the holiday season finishes. Knowing that should you be like 98 of American public, you'll rush at the opportunity to consolidate consumer credit card debt and transfer balances for 0 apr interest rates credit cards.

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