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Thanks for your posting. I would love to remark that the first thing you will need to perform is determine whether you really need credit repair. To do that you will need to get your hands on a duplicate of your credit rating. That should really not be difficult, since government necessitates that you are allowed to obtain one totally free copy of your credit report yearly. You just have to check with the right men and women. You can either look into the website with the Federal Trade Commission and also contact one of the major credit agencies immediately.